Once you have a big savings goal, like buying a house, or a new car, or that dream holiday, it can be hard to look at how far you have to go in order to get there. The only way you will get there is by making small decisions everyday.
In the moment, small choices might seem insignificant. For example, spend £3.50 on that oatmilk double-shot special blend roast flat white with extra vanilla syrup and cream on top before work every day, or pick up that bargain top in the sale at New Look, or that scented candle that you absolutely need to have right now, and get your dinner ingredients in Sainsbury’s because it’s nearer, rather than getting the bus to Aldi where stuff is actually just as good, but for a much lower price.
Imagine if you started making little switches in your little daily habits, the things you buy, and where you buy them, and maybe think twice before buying something you don’t actually need - how much money would you have left at the end of the month? What might you be able to do with that extra money? If you put that surplus in your savings account month after month, how much money would you have at the end of a year? Two years? Five years, even?
This is something you could start today!
Try skipping the branded high street coffee, and make your own coffee at the kitchen at work (if your work has a kitchen) who knows, you might get chatting to your co-workers, and get to know them a little better...Next time, walk away from the candles! If you want to spruce up your home, rearrange the furniture, or bring in some flowers from outside. Be creative with what you already have! Head over to your budget supermarket, and see for yourself how much you can get for so little money.
Maybe start with one or two habits at a time, and see where it takes you...for more ideas, have a look at this article from Save The Student (which is also good for non-students) that has over 80 simple hacks that could save you a lot…